The Concept of "New Economy of Consumption" implies the inability of Buyers, who act as Investors, to withdraw funds from their Investment accounts, to which the Investment deductions organized by them are received. Such a restriction ensures that Investment Operators have an indefinite disposition of Investment Resources, and an equal indefinite term of receiving Investment income for Investors. This limitation is defined as the NEC2020 Condition.

NEC2020 Condition

1. The Investor does not have the right of ownership to the Investment resources present on his Investment accounts, which are formed by Investment deductions or other receipts. The Investment Operator does not have ownership of the Investment Resources at its disposal.

2. Investment deductions, Investment resources and Investment income can never be the object of pledge, security, payment, collection and alienation, including by decision of the Investor himself, by a court decision, other state and local authorities, including in favor of the state. The Investor has a lifetime irrevocable right of ownership and control over its Investment Deductions, Investment Resources and Investment Income. The Investor has a lifelong inalienable right of ownership to the Investment Income received by him from his Investment Accounts from the use by the Investment Operators of his Investment Resources formed by his Investment Deductions. No one can ever deprive or limit the right of the Investor to receive Investment deductions and the right to send them to his Investment Accounts. No one ever has the right and opportunity to close or impose restrictions on Investment Accounts. No one ever has the right to prohibit or impose restrictions on the sellers of goods and services, in terms of their obligation to transfer Investment deductions within a certain time frame and in accordance with their obligations to Investors. No one ever has the right and opportunity to close the Investment Account or impose restrictions on it. No one ever has the right and opportunity to prevent the receipt of Investment income by the Investor, impose restrictions on the receipt of Investment income by the Investor, as well as impose obligations on the Investor after receiving Investment income. The change of the owner of the Investment resource occurs only in one case when the transfer of ownership by inheritance.

The viability of various implementations of the Concept is ensured by the NEC2020 Condition, namely the prohibition for the Investor to dispose of Investment Resources on his Investment Account. The Investor does not have the opportunity to withdraw them or move them to another Investment Account, including to his other Investment Account. The Investor does not have ownership of the Investment Resources that are at the disposal of the Investment Operator. The investment operator, in turn, is also limited in its rights to dispose of the Investment resources received on the accounts of Investors in accordance with the Agreement and the current legislation of the country in which it operates.

Let's define the rights and opportunities of Investors, taking into account the NEC2020 conditions:

1 – Investor has only one Investment Account with one Investment Operator

2 - The Investor has the right to open an Investment Account with any number of Investment Operators, that is, to have several Investment Accounts

3 - The Investor has the right and opportunity to receive information about the activities of the Investment Operator and its plans for investing Investment Resources

4 - The Investor has the right to choose sellers of goods and services, giving preference to those who cooperate with the Investment Operators with which his (Investor's) Investment Accounts are opened

5 - The Investor has the right to independently distribute the flows of Investment deductions between his Investment accounts (between Investment operators), that is, indicate to the seller which Investment account with which Investment Operator, send the Investment deduction from this purchase and from all subsequent this Seller, until otherwise ordered

6 - The Investor does not have the right to indicate the Investment Account for sending the Investment Deduction from his purchases to the Investment Account of another Investor or to a non-existent account, and also does not have the right to refuse the Investment Deduction

7 - The Investor has the right to demand a report on the volume and amount of his Investment deductions from the seller and the Investment Operator

8 - After the appearance of his Investment resource by the Investment operator, the Investor receives a perpetual right to receive Investment income from the results of his activities, in accordance with the size of the Investment resource on the Investment account, including in the dynamics of its increase, from replenishment Investment Deductions

9 - The Investor has the right, without giving reasons and sending notices, to stop or stop sending Investment Deductions to the Investment Account opened with one Investment Operator, redirecting them in favor of another Investment Operator, without losing the Investment income from his Investment resource hosted by the Investment Operator "punished" by him

10 - The Investor does not have the right and opportunity to dispose of financial resources, which are defined as an Investment resource and are on his Investment account with the Investment operator. The Investor does not have the right and opportunity to withdraw in his or someone else's favor the Investment resources that are formed through the receipts of Investment Deductions organized by him from his purchases

11 – The Investor has the right to replenish the Investment Resources with his own funds, if he sees the expediency in this

12 - The Investor has no right and in no case to sell or transfer his Investment resources and Investment Deductions in favor of another individual or legal entity, public associations and the state. The Investment Account can never be closed by the Investor or the Investment Operator or other bodies and structures, including government ones. Thus, Investment resources and Investment income, as well as Investment deductions, are never subject to restrictions and penalties, including from the state. The change of the owner of the Investment account (Investment resource) and Investment income, respectively, occurs only in one case, during inheritance.

13 - The Investor receives a proportional share of the property of the Investment Operator, in the event of termination of its activities

The activity of the Investment Operator within the framework of the NEC2020 Concept, along with the traditional restrictions, liability and the need for effective profitable investment for companies engaged in investment activities, provides two advantages that are remarkable in their significance:

First - The investment operator receives conditionally non-refundable funds at its disposal for long-term investment, that is, Long Money*.

Second - The investment operator receives a constant flow of funds for its activities through the constantly replenished Investment Accounts of Investors. Thus, the Investment operator receives significant and ever-increasing financial resources, without limiting their use in time.

Such a situation in the emergence of numerous investment capitals and their long-term use is defined by the authors of the Concept as unprecedented.

It is worth paying attention to the fact that the Investors do not actually own the funds that are credited to their Investment Accounts. In the worst case, the Investor is entitled to a share of the property of the Investment Operator, in the event of its bankruptcy or insolvency. Also, the Investor does not have the right to close the Investment Account, however, the Investment Operator does not have such a right either.

In addition to the specified privileges for Investment operators within the framework of the Concept, its Authors define their relationship with Investors as self-regulating. Taking into account that the Investor for the Investment Operator is a source of constant receipt of funds for the implementation of its activities, the Investor receives a special status in their relationship. The Investor, by virtue of the principles of the existence of the NEC2020 Concept, has in his arsenal an effective leverage on the Investment Operator, through the suspension of the receipt of Investment deductions to his Investment Account, which is opened with this Investment Operator. In case of inefficiency of the Investment operator or for other objective and subjective reasons, the Investor effortlessly redirects his Investment deductions by indicating to the Seller a current Investment account with another Investment operator, thereby determining his loyalty and preferences for the latter. At the same time, the Investment income on the Investment resource on the account of the "punished" Investment operator remains at the disposal of the Investor FOREVER, as well as the Investment resource itself.

The existence of the NEC2020 Conditions is based on the fact that the Investment Deduction is not the property of the Buyer in its pure form and in the classic version of the implementation of the Concept, it never falls into the possession and disposal of the Buyer, hence the "compulsion" of all Buyers to become Investors. Due to the existence of the NEC2020 Conditions, the possibility of long-term accumulation of the Investment resource is realized, which, after a calculable time, becomes a source of significant passive income. The NEC2020 condition provides exceptional opportunities for both the Investor and the Investment Operator, as well as for the state in whose territory the "New Economy of Consumption" is included in economic relations.

* Long money is an expression used in economics and finance to characterize long-term (more than a year) borrowings (investments) or long-term loans. With the help of Long Money, long-term development programs are financed and long-term accumulation of funds is carried out. Long money is an indicator of the stable development of the state economy.

Revolutionary Aspect of the NEC2020 Concept

The existence of the NEC2020 Conditions is determined to be unprecedented, provided that it is accepted in full, that is, both its first and second parts, the division into which is due to the following reasons:

The first part is defined by the Authors as a condition that will not be disputed by all participants in the new relationship, for understandable reasons beneficial to all parties, and will be accepted by them "as is".

The second part is defined by the Authors as a revolutionary condition, as it gives financial independence to Investors, that is, to all people, and gives it forever. The second part of the Condition provides confidence for each person in his future and pervasive human dignity for each member of society, through financial independence. The acquisition of a financial source of one’s existence that is not rejected under any circumstances for everyone who, in accordance with the Concept of NEC2020, independently created, forms and constantly fills, should have the same meaning and value as human life itself, since it is to ensure life and exists in the first place. The NEC2020 Condition in full will provide a person with freedom and will that they lost many centuries ago, in any case, a part of such freedom or, in the worst case, the illusion of such freedom, depending on the volume of implementation of the second part of the NEC2020 Condition. In a democratic state, the decision to accept the NEC2020 Conditions in whole or in part is made by its citizens, on whose reasonableness a lot depends.

P.S. Acceptance of the NEC2020 Terms in full must be accompanied by the establishment of laws and rules for Investors and Investment Operators, in the FOREVER status, as well as other legislative conditions for the implementation of the NEC2020 Concept.



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